How do you make money...what is the business model?

A combination of monthly subscriptions (per capability, and typically per employee/user) PLUS consumption charges (e.g. charge per receipt / timesheet / diary entry)

Commercial
Oct 2025

The summary captures the gist of it, and the pricing page on the website adds some more detail.

Our commercial model is based on uptake of certain capabilities across different accounts of different sizes, and with different transaction volumes.

If we can get users to turn to Folio as the default for their expenses, this will will unlock the path to solving many other problems and viral ACV growth.